Your Trusted Business Partner

Credit & Refund Specialists, LLC has partnered with IronGate Business Advisors and On Point Payments to provide different services and programs to businesses. Our FICA Savings program benefits both employers and employees. It helps employers reduce their employee turnover by implementing benefits at no out-of-pocket expenses. Our unique cash discount program charges zero credit card fees to our merchants with monthly rebate options. We provide free equipment with no contract obligations, transparent pricing, and streamlined onboarding services. We empower small and medium businesses to reach their financial goals with confidence and clarity. Our team of professional agents brings a wealth of expertise to the table, offering tailored strategies and insights that are essential for navigating the complexities of the business landscape. We understand the unique challenges that small enterprises face, and we are dedicated to providing personalized support that streamlines the application process. By leveraging our deep industry knowledge and commitment to excellence, we help our clients access the financial resources they need to grow and thrive.